1. Introduction

Welcome to TheNyota.app. By accessing or using our website, mobile application, and services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). Please read them carefully. If you do not agree to these Terms, you may not access or use the Service.

TheNyota.app is dedicated to modernizing the tradition of giving. Our "Digital Shagun" feature allows users to send monetary gifts securely and instantly, preserving the sentiment of tradition with the convenience of technology.

2. Use of Our Services

You agree to use the Service only for lawful purposes and in accordance with these Terms. You are responsible for all activity associated with your account.

• You must be at least 18 years old to use our financial transaction features.
• You agree not to use the Service for any fraudulent or illegal activities.
• You agree to keep your account credentials confidential and secure.
• We reserve the right to suspend or terminate accounts that violate these guidelines.

3. Digital Shagun Transactions

When using the Digital Shagun feature, you acknowledge that transactions are processed through secure third-party payment gateways. TheNyota.app does not store your full banking credentials.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of TheNyota.app and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

5. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.